Important Notice

1. Legal information and disclaimers

These pages explain the legal and regulatory restrictions applicable to the information contained within this site (such information to be referred to hereafter as "Information"). We intend to rely on this Information and these terms and for your own benefit and protection, you should read these terms carefully. If you do not understand any point, please contact us for further information.

2. Important Information

General Notice: This website is for information purposes only. This is neither an invitation to invest to anyone in any country where the issue of solicitations is unlawful nor forms part of an offer to enter into any product or service mentioned within.

It is recommended that you take independent tax & legal advice before entering into any agreement. Additionally, if you have any questions regarding the suitability of products or services offered by a subsidiary of Kleinwort Benson Channel Islands Holdings Limited, we suggest that you contact your financial adviser for assistance.

We accept responsibility for the information on this website. To the best of our knowledge and belief (having taken all reasonable care to ensure that such is the case) it is in accordance with the facts and does not omit anything likely to affect the import of such information. We take no responsibility for errors or omissions which are the result of technical cause, or otherwise. We maintain the right to delete or modify in part or in full any information on this website without prior notice.

This website is subject to regular update and revision.

3. Regulators and registered offices

KB Academy holds a range of products from Kleinwort Benson Channel Islands Holdings Limited which covers a range of companies including:

Kleinwort Benson is the brand name of Kleinwort Benson Channel Islands Holdings Limited (and its subsidiaries) in the Channel Islands, Isle of Man and South Africa. In Guernsey, Kleinwort Benson conduct business from their registered offices at Dorey Court, Admiral Park, St Peter Port, Guernsey, GY1 2HT and are regulated by the Guernsey Financial Services Commission and licensed to provide banking, safe custody, investment business, trust and company administration services, fund administration and accounting services and general insurance business. Member companies are Kleinwort Benson (Channel Islands) Limited, whose registered number is 52103, Kleinwort Benson (Guernsey) Limited, whose registered number is 670, Kleinwort Benson (Guernsey) Trustees Limited, whose registered number is 3333, Kleinwort Benson (Channel Islands) Fund Services Limited , whose registered number is 6946 and Kleinwort Benson International Insurance PCC Limited whose registered number is 41655.

In the Isle of Man, Kleinwort Benson is the registered trading name of Kleinwort Benson Bank (Isle of Man) Limited and Kleinwort Benson Trustees (Isle of Man) Limited, St George's Court, Upper Church Street, Douglas, IM1 1EE, which are licensed by the Isle of Man Financial Supervision Commission.

In Jersey, Kleinwort Benson is the registered trading name of Kleinwort Benson (Channel Islands) Investment Management Limited, Kleinwort Benson (Jersey) Trustees (2011) Limited, Kleinwort Benson (Jersey) Trustees Limited, Kleinwort Benson Secretarial Services Limited, Kleinwort Benson (Jersey) Corporate Services Limited, Kleinwort Benson Nominees Limited, Chrisalis Trustees Limited and Citadel Trust Limited. Kleinwort Benson (Channel Islands) Investment Management Limited is regulated by the Jersey Financial Services Commission in the conduct of fund services business, investment business and general insurance mediation business; by the Guernsey Financial Services Commission in the conduct of investment business and by the South African Financial Services Board as a financial services provider. Kleinwort Benson (Jersey) Trustees Limited is regulated by the Jersey Financial Services Commission to carry out trust and company business and general insurance mediation business, and by the Guernsey Financial Services Commission to carry out trust and company business. Subsidiaries include Kleinwort Benson (Jersey) Trustees (2011) Limited, Kleinwort Benson Secretarial Services Limited, Kleinwort Benson (Jersey) Corporate Services Limited, Kleinwort Benson Nominees Limited, Chrisalis Trustees Limited and Citadel Trust Limited.

In South Africa, both Kleinwort Benson (Channel Islands) Investment Management Limited and Kleinwort Benson Fund Services (SA) (Pty) Limited are regulated by the South African Financial Services Board as licensed Financial Service Providers. Kleinwort Benson Fund Services (SA) (Pty) Limited is a wholly owned subsidiary of Kleinwort Benson (Channel Islands) Fund Services Limited which is registered in Guernsey and regulated by the Guernsey Financial Services Commission under The Protection of Investors (Bailiwick of Guernsey) Law 1987 as amended and The Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law, 2000.

All are subsidiaries of Kleinwort Benson Channel Islands Holdings Limited, incorporated in Guernsey, the ultimate parent of which is RHJ International S.A. which is listed on the Brussels Stock Exchange.

4. Copyright and ownership

Kleinwort Benson Channel Islands Holdings Limited, all rights reserved. All content on this site including the Information, all text, data, graphics, their arrangement and compilation as well as the databases and software on which this site is based, is the property of Kleinwort Benson Channel Islands Holdings Limited and protected by intellectual property law. All rights to use the content of this site belong to Kleinwort Benson Channel Islands Holdings Limited and any unauthorised use, including transmission, display, extraction, modification, distribution and reproduction in any media is strictly prohibited.

5. Prohibition against reproduction, etc, of information

You may download or print individual sections of the site for personal use and information only provided you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the site without the prior written permission of Kleinwort Benson Channel Island Holdings Limited by writing to the registered offices Marketing Department, Kleinwort Benson Channel Islands Holdings Limited, Kingsgate House, 55 Esplanade, St Helier, Jersey, JE4 8UQ. If you contravene this provision, neither Kleinwort Benson Channel Islands Holdings Limited, RHJ International S.A, its affiliates, associates or closely linked persons (howsoever defined by law or regulation) nor any of their directors, officers or employees can be held responsible for the reliance any third party may seek to place on the Information. Accordingly, by so contravening, you hereby accept that you shall be responsible/liable in respect of any third party claims under such circumstances. You must not transmit any virus, 'worm', 'Trojan horse', or other item of a destructive nature to this site and it is your responsibility to ensure that whatever you download or select for your use from the site is free from such items.

6. Banking

Kleinwort Benson (Channel Islands) Limited and Kleinwort Benson Bank (Isle of Man) Limited are subsidiaries of Kleinwort Benson Channel Islands Holdings Limited, incorporated in Guernsey, the ultimate parent of which is RHJ International S.A. which is listed on the Brussels Stock Exchange. Both companies place all client deposits with a spread of approved counterparties and other parts of the Kleinwort Benson Group. As such their financial standing is linked to that of the Kleinwort Benson Group. Depositors should form their own view of the financial standing of each bank and the group based upon publicly available information. Latest report and Accounts are available at www.Kleinwort Benson.com/international

Kleinwort Benson (Channel Islands) Limited is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for 'qualifying deposits' up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any five year period. Details available from www.dcs.gg, Tel +44 (0) 1481 722756 or P.O. Box 380, St Peter Port, Guernsey, GY1 3FY.

Kleinwort Benson Bank (Isle of Man) Limited, incorporated in Guernsey, is a participant in the Isle of Man Depositors' Compensation Scheme as set out in the Compensation of Depositors Regulations 2010.

7. Investments

Past performance is not a reliable indicator of future results. Investment values and the income from them can go down as well as up and may be affected by changes in rates of exchange. An investor may not receive back the amount initially invested.

8. Data Protection Privacy Statement

For more information visit http://www.kleinwortbenson.com/privacypolicy/